The West Egger

Young People Looking Financially Forward

Entries Tagged ‘credit score’

De-Mystifing FICO scores

numbers-1Like many of my peers, I am a renter. I recently moved apartments and went through the grueling New York City apartment application process. I was successfully able to find an apartment on my own without a broker (which is…

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DON’T Cancel that Old Credit Card

debt-to-creditIt recently occurred to me that many of my peers have heard that it’s not a good idea to cancel an old credit card, but don’t know why. The reason unused credit cards with no balance can be beneficial lies in the

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Protecting Myself from the Credit Crisis

Credit Reports
When it comes to New Year’s Resolutions, I’ll decide on something self improving (last year’s was to not snooze the alarm clock) and still find myself unable to keep up by Jan 5th.  This year, instead of resolutions, I have made a plan of…

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Thinking of Opening Another Store Charge Card?

In honor of Black Friday and the bargains offered by retailers, I thought it would be a good time to address the sweetening of deals through retail charge cards. The extra 10% off, coupled with a rewards program or…

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