The West Egger

Young People Looking Financially Forward

Left your employer without taking your 401K?

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A friend e-mailed me last week asking about her 401k options. She left her former employer, but also left her 401k plan with them. She was wondering if she should roll the old account over into an account with her new employer.…

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Credit Report Update

Today I went to annualcreditreport.com and gave it one last try. To my surprise, the process went smoothly, with no errors, no messages of a “hold” on my account, and no request to call customer service. I got my credit report and printed it. For anyone out there that has had trouble with Equifax in the past, keep trying!

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De-Mystifing FICO scores

numbers-1Like many of my peers, I am a renter. I recently moved apartments and went through the grueling New York City apartment application process. I was successfully able to find an apartment on my own without a broker (which is…

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DON’T Cancel that Old Credit Card

debt-to-creditIt recently occurred to me that many of my peers have heard that it’s not a good idea to cancel an old credit card, but don’t know why. The reason unused credit cards with no balance can be beneficial lies in the

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Help End the Credit Crunch (and get Rewarded)

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I’m back from my studying hiatus and ready to dive back into the blogging world. A couple of months ago, I joined Lending Club , a peer to peer lending site. I was hesitant at first but after…

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Where to File Taxes Online

I remember that after my first full year out of college, I was eager to file my taxes anticipating a chunky return. The first obstacle in the path to my return was figuring out what program to use. To help out my fellow young professionals, I have laid some out different options for filing online (and offline too, but who uses paper these days).

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Protecting Myself from the Credit Crisis

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When it comes to New Year’s Resolutions, I’ll decide on something self improving (last year’s was to not snooze the alarm clock) and still find myself unable to keep up by Jan 5th.  This year, instead of resolutions, I have made a plan of…

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Thinking of Opening Another Store Charge Card?

In honor of Black Friday and the bargains offered by retailers, I thought it would be a good time to address the sweetening of deals through retail charge cards. The extra 10% off, coupled with a rewards program or…

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Thought about an Emergency Fund?

At the beginning of September, the unemployment numbers for August were released. The number of people in the nation that were unemployed and actively seeking work was 6.1% up from 5.7% in the previous month. This level hasn’t been reached…

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